WHAT we OFFER
We provide independent KiwiSaver and investment advice to help you make confident decisions today and stay on track for the future. Whether you’re starting out, building wealth, or preparing for retirement, our focus is simple – clear guidance, tailored to you.
KiwiSaver Reviews
First Home Support
Investment & Growth Planning
Retirement Planning
How it works
Getting advice doesn’t need to feel overwhelming.
1
Book a Chat
Start with a quick, no-obligation conversation. Tell us where you’re at and what you’d like help with.
2
Understand Your Situation
We take the time to understand your goals, current finances, KiwiSaver, and any key life plans or concerns.
3
Personalised Advice
You’ll receive clear, practical recommendations tailored to your stage of life – with options explained in plain English.
4
Ongoing Support
We help you put the plan in place and stay on track, with reviews and support as your situation changes.
A Decade of Helping Kiwis Make Better Financial Decisions
At Compound Effect Financial, our focus is simple – helping everyday New Zealanders make confident decisions about their money and their future.
With years of experience in financial services and KiwiSaver advice, Ian works closely with clients to understand their goals, simplify the options, and create a plan that fits their stage of life. No jargon. No pressure. Just clear, practical advice you can act on.
Whether you’re starting your first job, working towards a home, growing your investments, or preparing for retirement, you’ll have a trusted adviser in your corner every step of the way.
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Independent, personalised advice you can trust
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Clear guidance without the jargon
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Ongoing support as your life and goals change
Founder / Financial Adviser
Our insights
Stay informed with the latest updates, insights and guidance from our team.
More about us
Frequently Asked Questions
How does Compound Effect Financial differ from other financial Advice firms?
Our focus is on long-term wealth creation by ensuring you get maximum benefit from your KiwiSaver. We provide transparent, unbiased advice tailored to your financial goals. We partner with multiple handpicked KiwiSaver providers, and ensure any recommendations align with your goals and values. We will stay with you on the journey and offer advice as required to ensure your KiwiSaver is working as it should for each age and stage of your life.
Do you work with other products like mortgages or insurance?
No, we believe that specialisation is key. You are better to speak to an expert in a particular field, rather than a generalist who deals with many fields. We work closely with specialist mortgage brokers and insurance agents that we fully trust, and are happy to refer you to them if you need their services.
Who do you typically work with?
We work with people at all stages – from starting their first KiwiSaver or saving for a home, through to building wealth and planning for retirement.
How long does the advice process take?
Most advice engagements take 1–3 weeks from our first meeting to recommendations, depending on the complexity of your situation and how quickly we receive information.
Testimonials
Our Customers Say
Ian’s advice helped me prepare my KiwiSaver and finances so I was ready to buy my first home. Ian provided easy to understand recommendations and took the time to make sure I actually understood it. He checked in throughout my journey and when the time came to buy my home, stepped me through the whole process.
George
First home buyer
Getting my KiwiSaver ready for retirement was something that felt I would never accomplish – Ian made this process so easy and helped me realised what mattered and where I needed to focus on. If it weren’t for Ian, I think I’d still be stuck in a bank default fund and nowhere ready for retirement. Still a few years off, but feeling more confident!
Jane
Homemaker