Advice built for real life
At Compound Effect Financial, we believe time is your most valuable asset. The decisions you make today shape your future freedom.
We help New Zealanders make confident decisions about their KiwiSaver account, investments, and retirement with clear, practical advice that evolves as life changes.
It’s not about quick wins. It’s about steady progress and long-term results.

How we work with you
Every client, every age
Advice tailored to your stage of life.
Long-term partnership
Advice isn’t one-off. It evolves as your life changes.
Clear, practical guidance
No jargon. Just advice you can act on.
A Decade of Helping Kiwis Make Better Financial Decisions
At Compound Effect Financial, our focus is simple – helping everyday New Zealanders make confident decisions about their money and their future.
With years of experience in financial services and KiwiSaver advice, Ian works closely with clients to understand their goals, simplify the options, and create a plan that fits their stage of life. No jargon. No pressure. Just clear, practical advice you can act on.
Whether you’re starting your first job, working towards a home, growing your investments, or preparing for retirement, you’ll have a trusted adviser in your corner every step of the way.
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Independent, personalised advice you can trust
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Clear guidance without the jargon
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Ongoing support as your life and goals change

Founder / Financial Adviser
Who we help
For the Next Generation:
We help parents set up smart savings strategies for their children, building a strong financial foundation from the start.
Starting work / Early Career:
Simple changes to your KiwiSaver and savings now can make a big difference over time. We help you get set up properly from the start.
For First Home Buyers:
Guidance on using KiwiSaver and planning your finances so your home purchase doesn’t derail your long-term goals.
For the Growth and Transition Years:
As your income grows and priorities change, we help you build momentum and prepare for a smooth transition into retirement.
Who we work with
We work with most top providers and provide independent advice





